At everythingalabama.shop we strive to make your shopping experience as seamless and secure as possible. This Payment Policy outlines the payment methods we accept, our billing procedures, and other essential information regarding your purchases. By shopping with us, you agree to the following payment terms and conditions.
- Accepted Payment Methods
We offer a variety of payment options to make your shopping experience easy and convenient. You can pay for your order using any of the following methods:
Credit/Debit Cards: We accept major credit and debit cards including Visa, MasterCard, American Express, and Discover.
Digital Wallets: You can choose to pay using digital wallets such as PayPal, Apple Pay, and Google Pay (if available).
Bank Transfers: Direct bank transfers may be available upon request (subject to processing times).
Buy Now, Pay Later (BNPL): We partner with leading BNPL services such as Klarna, After pay, or Zip Pay (if applicable) to give you the flexibility to pay for your order in installments.
- Payment Processing
Immediate Payment: All orders must be paid for in full at the time of checkout. Orders will not be processed or shipped until the payment is successfully received.
Currency: All prices listed on our website are in usd, and all payments must be made in this currency unless otherwise stated.
Taxes and Duties: Depending on your location, taxes (such as VAT or sales tax) may be applied at checkout. International customers may also be subject to import duties or taxes, which are not included in the price of the products or shipping fees and are the responsibility of the customer upon delivery. - Payment Security
Your security is our top priority. We use industry-standard encryption technologies to protect your personal and payment information. All transactions are processed through secure payment gateways that comply with the Payment Card Industry Data Security Standards (PCI DSS).
SSL Encryption: We use Secure Socket Layer (SSL) encryption to protect sensitive information during the checkout process.
Fraud Detection: To prevent fraudulent activities, we may request additional information or verification before processing certain orders.
- Order Confirmation and Billing
Once your payment has been successfully processed, you will receive a confirmation email with your order details. Please review the information carefully and contact us immediately if there are any discrepancies.
Receipts: An electronic receipt will be sent to the email address you provided during checkout.
Billing Errors: In the event of a billing error, please contact our customer service team immediately. We will work with you to resolve any discrepancies and, if necessary, issue a refund or adjustment.
- Failed Payments
In the event that your payment is declined or fails to process, you will be notified at checkout. Common reasons for payment failure include:
Incorrect payment details (card number, expiration date, etc.).
Insufficient funds.
Bank or payment provider restrictions.
If your payment fails, please try again using a different payment method or contact your bank for assistance.
- Refunds and Returns
Please refer to our Return and Refund Policy for detailed information on how we process refunds for returned items. Refunds will be credited to the original payment method used at the time of purchase. Please note:
Refunds may take 8 days to appear in your account depending on your payment provider.
Shipping fees and any customs duties are non-refundable unless otherwise stated.
- Buy Now, Pay Later (BNPL) Terms (If applicable)
If you choose to use a BNPL service such as Klarna or After pay, the terms and conditions of that provider will apply. everythingalabama.shop is not responsible for any fees, missed payments, or credit issues associated with third-party BNPL services. Please refer to the BNPL provider’s policy for full details on payment schedules and fees.